What Does a Businessowners Policy (BOP) Cover?

Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the businessowners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger…

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How Can I Disaster-Proof My Business?

Businesses that recover quickly are those that plan in advance. This involves not only purchasing the right insurance, but also developing and maintaining an adequate recovery plan. Minimize the risk of damage in advance of an emergency by: Training employees in fire safety, particularly those responsible for storage areas, housekeeping, maintenance and operations where open…

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Do I Need Business Interruption Insurance?

Business interruption insurance can be as vital to your survival as a business as fire insurance. Most people would never consider opening a business without buying insurance to cover damage due to fire and windstorms. But too many small business owners fail to think about how they would manage if a fire or other disaster…

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IN: What Does A Business Owners Policy Cover?

Dear Valued Customer, In this issue of “——————” we focus on Business Insurance. From Property to Liability, Business Vehicles to Workers Compensation, all businesses need to ensure they are covered for multiple issues and risks. Read on to find out about these issues in depth, and how to mitigate them. We appreciate your continued business and…

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