Let us help you protect the buildings you are constructing.

Coughlin Builders Risk Insurance

Like every construction project you work on, a Builders Risk is equally unique providing different coverages for differing risks. While you can protect your construction projects from certain kinds of property damage, a Builders Risk policy can also help you cover additional soft costs, or expenses not directly related to construction, if property damage causes a delay, like lost sales, rental income, additional interest on loans, and real estate taxes.


Protects Properties Against

  • Fire
  • Lightning
  • Hail
  • Explosions
  • Theft
  • Vandalism
  • Acts of God, like hurricanes

Who Needs It?

  • Property owner
  • General contractor
  • Subcontractors
  • Lender
  • Architects
  • Any person or company with a financial interest in the construction project

What Does It Cover?

  • Buildings and structures under construction
  • Materials
  • Supplies
  • Equipment on site, in transit or at other locations

Coverage for Soft Costs

  • Lost sales
  • Rental income
  • Additional interest on loans
  • Real estate taxes

Customize with Added Coverages

  • Scaffolding
  • Construction forms
  • Temporary structures
  • Debris removal and disposal in the event of a loss
  • Pollutant cleanup

Excluded Coverages

  • Earthquakes, floods, wind or beach zones
  • Wear and tear
  • Acts of terrorism and war
  • Employee theft
  • Rust and corrosion
  • Mechanical breakdowns
  • Damage due to faulty design
  • Planning
  • Workmanship and materials
  • Engineers

Interested in an insurance proposal at no obligation or cost?


Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661
Tel: (914) 834-1234 Tel: (212) 593-0200

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