Maintain your standard of living if you're unable to earn a paycheck because you’re disabled.

Coughlin Long-Term Disability Insurance

Disability coverage provides you with the support you need if you were to become hurt or sick and could not work. Long-term disability insurance can offer years of replacement income, lasting well into your 60s in many cases, while short-term disability helps during a temporary injury or illness, or when you give birth.

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Short-Term Disability Insurance

  • Typically replaces 60% to 70% of base salary
  • Pays out for a few months to one year, depending on the policy
  • May have a short waiting period, such as two weeks, after you become disabled and before benefits are paid
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Long-Term Disability Insurance

  • Typically replaces 40% to 60% of base salary
  • Benefits end when the disability ends. If the disability continues, benefits end after a certain number of years or at retirement age.
  • A common waiting period is 90 days after disability before benefits are paid

Interested in an insurance proposal at no obligation or cost?

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Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661 Tel: (914) 834-1234 Tel: (212) 593-0200

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