Frequently Asked Questions (FAQs)

Coughlin Insurance Services provides personal, commercial, and industry-specific insurance solutions. This includes coverage for individuals and families, businesses of all sizes, food industry companies, construction and development firms, and specialized risk exposures.

Coughlin Insurance Services is an independent insurance broker. This means we work with a wide range of top-rated insurance carriers to find coverage options that best fit your needs, rather than being limited to a single provider.

We start with a detailed review of your operations, risks, and goals. From there, we design a coverage strategy that addresses both current exposures and future growth—helping you avoid gaps while managing costs effectively.

Yes. We specialize in food industry risk management, including food contamination, product recall, product liability, and supply chain coverage. These policies are designed to help protect your business financially and operationally in the event of a covered incident.

We work with small businesses, mid-sized companies, and larger organizations. Our approach scales based on complexity, industry, and risk exposure.

We recommend reviewing coverage annually or anytime there is a significant change—such as growth, new locations, new products, regulatory changes, or major operational shifts.

Getting started is simple. Contact us to schedule a consultation, and our team will walk you through next steps, review your needs, and recommend appropriate coverage options—no obligation required.