Michael Coughlin


(914) 833-4900

Michael Coughlin is the Owner and Principal of Coughlin Insurance Services, having joined the family business in 1992, which was established by his father, John Coughlin, 45 years earlier. Today, he leads the New York offices, adhering to his father’s philosophy of leaving every situation better than before. Michael’s career began on the East Coast, focusing on personal insurance solutions through Aetna Property Casualty Company, before moving to Los Angeles to specialize in commercial lines at FGW Insurance in Chatsworth, California, with a particular focus on construction and development projects.

Michael is instrumental in expanding the company’s commercial lines on both a national and international scale, driving growth through new producer recruitment and strategic acquisitions. His areas of expertise include risks in the food industry, development and construction projects, and catering to the mid-to-high net worth personal insurance market.

Holding a nationwide Independent Insurance Brokers license, Michael is an alumnus of Regis University in Denver, Colorado, and has completed an Executive Leadership Development Program at Wharton Business School. Outside of his professional life, Michael is a devoted husband to Najat, a father to three sons and a daughter, and a grandfather. He lives in New Rochelle, NY, with his family and their French bulldog, Punch. An enthusiast of travel, especially to Morocco and Southern Europe, Michael is also actively engaged in martial arts, skiing, and motorcycling. He strives to be an excellent listener, aiming to offer the best assistance possible.

Michael Coughlin


(914) 833-4900

In 1992, Michael joined the company founded by his father, John Coughlin, some forty-five years earlier. Today, he oversees Coughlin Insurance Services New York offices, continuing to live up to his father’s creed: " leave any situation that we come across, better than it was.”

Michael began his career on the East Coast, serving his customer’s personal insurance needs with the support of the  Aetna Property Casualty Company. He then moved to Los Angeles, spending eight years developing commercial lines with FGW Insurance in Chatsworth, California. During this time, construction and development became his daily focus, and to this day he enjoys insuring projects from ground up to completion.

Michael remains active in the development of new commercial lines production on a national and international basis, fostering agency growth by adding new producers and initiating acquisition opportunities. Three particular areas of expertise include, Food industry risks, Development & Construction, and the mid-to-high net worth personal insurance market.

Michael holds a nationwide, Independent Insurance Brokers license. He graduated from the Regis University in Denver, Colorado and completed an Executive Leadership Development Program at the prestigious Wharton Business School.

A proud husband, father, grandfather and Eagle Scout, Michael lives in New Rochelle, NY with wife Najat. Together, they have three amazing young sons, one beautiful daughter, wonderful grandchildren, not to mention “Punch,” their fifteen-year old French bulldog. Michael and Najat love to travel. In addition to a lengthy list of destinations they have visited, Michael is an expert on travel to Morocco and Southern Europe.

Active in martial arts, an avid skier and motorcyclist, Michael wants to be the best listener he can be, so that he can best help someone else.

Michael's favorite quote:

"Always do the right thing, and the money will come"

Michael Coughlin visits completed job site in Larchmont, NY

We're proud to have been selected to insure this new residential project in Mamaroneck, NY.

Michael Coughlin visits new residential project in Harrison, NY.


Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661
Tel: (914) 834-1234 Tel: (212) 593-0200

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