Remote Workers Reluctant to Return to the Workplace

June 8, 2021

There’s a reluctance among workers to give up location flexible work after the pandemic. According to a survey conducted by YouGov earlier this year, 80 percent of Americans who started working from home during the pandemic want to continue doing so at least half the time when the pandemic is over. While 24 percent of…

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What is an employer to do in order to protect against litigation?

June 6, 2021

As workers are encouraged to return to the office, employers are walking a tightrope fraught with liability and risk. In fact, big insurers like Chubb, AIG and Travelers are bracing for an onslaught of claims related to employment and labor lawsuits as workers head back to the office. As employers continue to grapple with the…

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COVID-19 cyberthreats

May 6, 2021

Cyberthreats are constantly evolving in order to take advantage of online behavior and trends. The COVID-19 outbreak is no exception. Cybercriminals are attacking the computer networks and systems of individuals, businesses and even global organizations at a time when cyber defenses might be lowered due to the shift of focus to the health crisis. Types…

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How ready is your food business for a cybercrime attack?

May 6, 2021

Cyber risks are a top concern for retail, wholesale, food and beverage companies. In fact, the past two years have seen a significant increase in the number of retail, wholesale, food, and beverage (RWFB) organizations that consider cyber risks to be a top threat. Smaller companies, particularly those with less than $100 million in annual…

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Strong Passwords/Phrases and Account Protection

May 5, 2021

In honor of World Password Day on Thursday, May 6, 2021, the FBI is encouraging the public to strengthen their passwords/phrases and account protection. Passwords are used for everything; we use them for our phones, computers, email, even financial information. Unfortunately, many use the same simple passwords, like 1234 or Password1, for multiple accounts. Simple…

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Commercial Auto Insurance: It’s Hard To Find Coverage

May 5, 2021

Commercial auto is widely regarded as one of the most challenging insurance markets in the United States. Many years of sustained losses, inadequate rates and unhealthy combined ratios (in the region of 105% and over) have taken their toll on the market – but the winds of profitability are slowly changing. Loss ratios in the…

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IN: Commercial Auto Insurance: It’s Hard To Find Coverage

May 5, 2021

Dear Valued Customer, This issue of “———————” is focused on the subject of Commercial Auto because you need to be made aware of a lot of recent changes. Commercial Auto has always been a risky business – and it’s getting more difficult to insure. Due to the rising number of accidents and claims, insurance carriers…

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Spotlight on Flood insurance

March 5, 2021

Overview Flooding is the most common and costly natural disaster in the United States, causing billions in economic losses each year. According to the National Flood Insurance Program (NFIP), 90 percent of all natural disasters in the United States involve flooding. There is no coverage for flooding in standard homeowners or renters policies or in…

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Before, During & After A Flood

March 5, 2021

Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: Result from rain, snow, coastal storms, storm surges and overflows of dams and other water…

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Who’s required to have flood insurance?

March 5, 2021

Whether you live inside or outside of the high-risk flood area, if you own property you should consider purchasing flood insurance for the protection and peace of mind it brings. However, many property owners, particularly those in high-risk flood areas, may be required to have flood insurance. Do you have a mortgage? Homes and businesses in high-risk flood areas with…

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Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661 Tel: (914) 834-1234 Tel: (212) 593-0200

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