Risk management solutions for the U.S. Food Industry.

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Insurance for product recalls is designed to safeguard businesses from the severe financial repercussions that can arise when a product needs to be recalled due to potential health hazards or life-threatening issues to consumers.


Commercial Trade Credit Insurance offers a safety net against the risk of non-payment in business transactions. It guarantees that invoices are paid and helps businesses navigate the unpredictable commercial and political risks in trading environments.


Surety bonds provide a financial guarantee that specific contractual and performance obligations will be met, enhancing a small business’s ability to secure contracts by assuring clients of project completion.


Businesses, regardless of location, face the risk of natural disasters such as hurricanes, tornadoes, earthquakes, and more. Ensuring you have the appropriate insurance is crucial for financing your business’s recovery after such events.

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This insurance covers your business against claims of negligent management or mismanagement of employee benefits plans, providing crucial financial protection.


Businesses should evaluate their insurance options to cover losses caused by public disturbances such as riots, vandalism, or civil unrest that could impact business operations and revenue.


For businesses involved in international trade, Marine Cargo Insurance is essential. It protects against losses while importing, exporting, or distributing products internationally.


Cyber crime insurance offers compensation for the financial losses directly resulting from external entities that unlawfully access or exploit sensitive information.


Business income insurance, or business interruption insurance, provides financial support to help sustain your business operations during periods when you are unable to operate normally due to various interruptions.


D&O insurance protects corporate directors and officers from personal financial losses and legal fees that can arise from allegations of wrongful acts in their managerial roles.


Errors and Omissions (E&O) insurance offers protection to businesses and their employees from lawsuits claiming poor performance or negligent actions.

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This insurance helps cover the liability for injuries or damages caused by the environmental impact of your business operations, such as pollution or waste disposal.

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Product liability insurance is crucial for businesses that might face legal action due to damage or injuries caused by their products, covering claims even if the product is misused.


Whether you own or lease your business premises, commercial property insurance is vital for protecting the physical assets of your business, from the buildings themselves to their contents and exterior installations.


Commercial Auto Insurance is essential for covering the unforeseen expenses that can arise from vehicular accidents involving your business vehicles, protecting both owned and leased company vehicles.

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Workers' Compensation insurance is mandatory in many areas and provides essential coverage for medical costs and lost wages if an employee is injured on the job.


Commercial Umbrella Insurance extends beyond standard policy limits to offer additional protection against major claims and lawsuits that could financially devastate your business.

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Cyber liability insurance is critical for any business using technology, as it helps protect against the repercussions of data breaches and other cyber threats, ensuring business continuity amidst digital vulnerabilities.


Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661
Tel: (914) 834-1234 Tel: (212) 593-0200

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