Risk management solutions for the U.S. Food Industry.

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Product recall insurance protects companies from financial loss and bankruptcy resulting from the recalling of a product that poses severe health risks and/or death to users of the product.

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Credit insurance protects businesses from non-payment of commercial debt. It makes sure invoices will be paid and allows companies to reliably manage the commercial and political risks of trade that are beyond their control.

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Surety bonds are designed to guarantee performance in the face of a set of particular risks. Surety bonds can help small businesses win contracts by providing the customer with a guarantee that the work will be completed.

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No matter where your business is located, you’re likely to be impacted by natural disasters, including tornadoes, hurricanes, floods, wildfires and earthquakes. Have you purchased the right insurance to finance your recovery?

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Fiduciary liability insurance protects your company against fiduciary mismanagement. Essentially, the policy protects parties against liability for managing or administering employee benefits plans.

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Check with us to review the type of insurance coverage available to mitigate the cost that riots, civil disturbances, and acts of vandalism can cause to your business and trigger income losses.

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Marine Cargo insurance should form an integral part of your business strategy, if you are importing or exporting products, if you source raw materials or distribute or sell manufactured goods overseas.

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A cyber crime policy covers the direct loss of your funds that are directly due to external operators misappropriating or misusing confidential information.

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How would you keep your business afloat if you were forced to temporarily close? Business income (interruption) coverage can help replace income during the period of restoration.

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Directors and officers (D&O) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or organization.

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Errors and omissions insurance (E&O) is a type of professional liability insurance that protects companies, their workers, and other professionals against claims of inadequate work or negligent actions.

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Pollution liability insurance policies cover claims from third parties against bodily injury and property damage caused by hazardous waste materials released during a company's business operations.

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Product liability insurance can help protect you if your business faces a lawsuit from the fallout that occurs in the event your product causes injury or other damage to third parties, even if a product is used incorrectly.

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Whether you own your free standing building, lease an office or work at home, commercial property insurance protects your business' physical assets such as the building, its contents and any outdoor fixtures.

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If you or your employees are involved in an accident, Commercial Auto insurance will protect your business from unexpected expenses, no matter whether you’re driving a single work truck or a small fleet of delivery vehicles.

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Most states require you to purchase Workers’ Comp coverage in the event you or a worker experiences a workplace injury. It can help cover expenses for medical treatment, lost wages, and other costs.

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A Commercial Umbrella policy adds an additional layer of protection to help safeguard your assets in the event you’re faced with the catastrophic impact of a large claim or lawsuit.

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Large or small, every business runs on technology, which means you face cyber risks. Cyber liability insurance provides your business with coverages to help protect you from data breaches and other cyber security issues.

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Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661 Tel: (914) 834-1234 Tel: (212) 593-0200

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