In honor of World Password Day on Thursday, May 6, 2021, the FBI is encouraging the public to strengthen their passwords/phrases and account protection. Passwords are used for everything; we use them for our phones, computers, email, even financial information. Unfortunately, many use the same simple passwords, like 1234 or Password1, for multiple accounts. Simple…
Commercial auto is widely regarded as one of the most challenging insurance markets in the United States. Many years of sustained losses, inadequate rates and unhealthy combined ratios (in the region of 105% and over) have taken their toll on the market – but the winds of profitability are slowly changing. Loss ratios in the…
Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: Result from rain, snow, coastal storms, storm surges and overflows of dams and other water…
Toward resilience against phishing and ransomware attacks Over the past years, phishing and ransomware have become the most rampant form of cybercrime and an exponentially increasing threat to organizations. The vast majority of organizations have been targeted by phishing or ransomware. Ransomware, a form of malware designed for the sole purpose of extorting money from…
The meteoric rise of ransomware has garnered substantial attention over the past decade and for good reason: the malicious software attacks can cripple their intended targets. Now, recent data is shedding light on an evolving threat – while overall ransomware infections have decreased, enterprise infections have grown by nearly 12 percent in 2018 and account…
When you’re operating a remote team, one question that often comes up is how to keep your business information safe. Employees don’t always have the same security measures in place on their home Wi-Fi networks as you do in the office, so there may be an increased risk of a data breach.You need to help…
It can be as easy as an employee opening an email attachment. Once they do, a virus can infect their computer, lock their files and tell them to pay a ransom if they want to regain access. This is a type of cyberattack known as ransomware, one of the most important cyber risks businesses need…
Identity theft continues to pose challenges for consumers as criminals develop new mechanisms to commit fraud. According to the 2019 Identity Fraud Study from Javelin Strategy & Research, the number of consumers who were victims of identity fraud fell to 14.4 million in 2018, down from a record high of 16.7 million in 2017. However, identity fraud…
Any business that uses autos needs commercial auto liability insurance. This coverage protects the business against third-party claims that arise out of auto accidents. Claims from vehicle accidents can generate large damages awards against businesses. If a business lacks adequate liability insurance, it may not survive an auto-related lawsuit. A business may be liable for…
What Is Business Vehicle Insurance? As a businessowner, you need some of the same insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel. Your Businessowners Policy (BOP) does not provide any coverage for vehicles, so you must have a separate…
Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661
Tel: (914) 834-1234 Tel: (212) 593-0200
