Articles
When it comes to maritime shipping, one of the most critical—and often misunderstood—concepts is General Average (GA). Whether you’re a first-time shipper or an experienced logistics professional, understanding General Average and its impact on your cargo insurance costs is crucial for protecting your business. In this article, you’ll learn how General Average works, how it…
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The food industry is undergoing a dramatic transformation fueled by the rise of Artificial Intelligence (AI) and automation. These technologies offer unparalleled advantages—boosting efficiency, cutting operational costs, and improving product consistency. However, as with any disruptive innovation, the implementation of AI and automation introduces new and complex risks that food businesses must proactively address. This…
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As climate change accelerates, businesses face unprecedented challenges that extend beyond environmental concerns into financial stability and operational continuity. The increasing frequency and severity of extreme weather events—ranging from hurricanes and floods to wildfires and droughts—are reshaping the landscape of commercial insurance. Understanding these shifts is crucial for businesses aiming to protect their assets and…
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Climate change is transforming the insurance industry as rising global temperatures contribute to more frequent and severe natural disasters. From wildfires and hurricanes to extreme flooding, these events create financial instability for individuals, businesses, and insurers alike. In response, the industry is developing innovative solutions to mitigate risk and promote sustainable practices that enhance long-term…
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Climate change is a reality impacting individuals, businesses, and industries worldwide. From increasing natural disasters to shifting weather patterns, these changes are creating new risks that traditional insurance models struggle to address. In response, the insurance industry is evolving, offering innovative solutions that enhance climate resilience insurance and ensure financial protection against environmental disruptions. New…
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In an increasingly interconnected world, the food import and export industry faces mounting challenges due to geopolitical shifts, economic sanctions, and global trade uncertainty. Political instability, trade wars, and government intervention in trade can disrupt supply chains, restrict market access, and cause financial losses for businesses engaged in international commerce. For food industry executives, mitigating…
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Why It’s Critical to Protect You and Your Business In the bustling business environment of New York, staying ahead of risks and challenges is essential for maintaining a successful enterprise. One significant risk area that often requires more attention is employment practices. Employment Practices Liability Insurance (EPLI) offers crucial protection against various employee-related claims, ensuring…
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Why It’s Critical to Protect You and Your Business Staying ahead of risks and challenges is essential for maintaining a successful enterprise. One significant risk area that often requires more attention is employment practices. Employment Practices Liability Insurance (EPLI) offers crucial protection against various employee-related claims, ensuring your business can navigate the complexities of modern…
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There’s a reluctance among workers to give up location flexible work after the pandemic. According to a survey conducted by YouGov earlier this year, 80 percent of Americans who started working from home during the pandemic want to continue doing so at least half the time when the pandemic is over. While 24 percent of…
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As workers are encouraged to return to the office, employers are walking a tightrope fraught with liability and risk. In fact, big insurers like Chubb, AIG and Travelers are bracing for an onslaught of claims related to employment and labor lawsuits as workers head back to the office. As employers continue to grapple with the…
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