Personal Insurance

Personal liability coverage to protect your items.

The Importance of Personal Liability Coverage

By Insurance News Editor / March 8, 2024 / Comments Off on The Importance of Personal Liability Coverage

Why it’s essential that high-value homeowners and auto owners protect their assets In today’s evolving insurance landscape, the importance of better liability coverage cannot be overstated, especially for high-value homeowners and auto owners. High-value individuals, with significant assets, face unique risks that necessitate enhanced insurance protection. This guide explores the intricacies of better liability coverage,…

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Traffic on a multi-lane road, with one side experiencing severe flooding showcasing the Essential Strategies to Navigating Rising Auto Insurance Costs.

Rising Auto Insurance Costs: Essential Strategies 

By Insurance News Editor / March 4, 2024 / Comments Off on Rising Auto Insurance Costs: Essential Strategies 

In recent years, homeowners and auto owners alike have faced a significant rise in insurance costs, a trend that reflects a broader crisis in the insurance industry. This surge is attributable to a combination of factors, with climate change and the rising cost of repairs both playing a pivotal role, especially in the auto insurance…

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Essential home maintenance strategies to prevent homeowners insurance cancellation.

Home Maintenance Strategies to Secure Your Insurance Coverage

By Insurance News Editor / February 23, 2024 / Comments Off on Home Maintenance Strategies to Secure Your Insurance Coverage

Maintaining a home is more than just about keeping it visually appealing; it’s a critical strategy to ensure the longevity of your investment and to maintain a positive standing with your home insurance provider. With insurance companies becoming increasingly inquisitive, the importance of proactive home maintenance cannot be overstated. In this article, “Essential Home Maintenance…

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Modern home showcases the importance of navigating the home insurance crisis.

Navigating the Home Insurance Crisis: A Guide for Homeowners

By Insurance News Editor / February 23, 2024 / Comments Off on Navigating the Home Insurance Crisis: A Guide for Homeowners

Homeowners across various states in the U.S. have been facing an escalating crisis that directly impacts their peace of mind and financial security: the home insurance crisis. This crisis is characterized by significant rate increases at renewal time and increasingly stringent requirements from insurance companies. As your trusted insurance broker, we understand the complexities of…

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Who’s required to have flood insurance?

By Insurance News Editor / November 7, 2021 /

Whether you live inside or outside of the high-risk flood area, if you own property you should consider purchasing flood insurance for the protection and peace of mind it brings. However, many property owners, particularly those in high-risk flood areas, may be required to have flood insurance. Do you have a mortgage? Homes and businesses in high-risk flood areas with…

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Study Projects a Surge in Coastal Flooding, Starting in 2030s

By Insurance News Editor / November 7, 2021 /

High-tide floods – also called nuisance floods or sunny day floods – are already a familiar problem in many cities on the U.S. Atlantic and Gulf coasts. The National Oceanic and Atmospheric Administration (NOAA) reported a total of more than 600 such floods in 2019. Starting in the mid-2030s, however, the alignment of rising sea…

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Help secure your accounts with these strong password tips

By Julian / October 3, 2021 /

It’s no secret that passwords have substantial monetary value to cybercriminals. The importance of using secure, unique passwords is growing as you entrust increasing amounts of personal information to organizations and businesses that can fall victim to data breaches and password leaks. Although there may be little you can do to prevent a large-scale data…

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Better Dwelling Coverage

By Julian / August 16, 2021 /

With a standard homeowners insurance policy, your dwelling is insured for a specific amount, which is listed on your policy’s declaration page. Here’s a key difference between standard homeowners and High- Value homeowners. High Value policies often go above and beyond a standard policy by offering extended replacement cost coverage for your dwelling and other…

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Better Contents Coverage

By Julian / August 16, 2021 /

When it comes to your possessions, owners of high-value homes are always concerned that they get enough insurance coverage for homes filled with expensive personal items. Not only that, high-value home policies cover your dwelling for all risks, versus a standard home insurance policy covers your home for a limited amount of risks (“named perils”),…

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Hacker-With-Hoodie-on-Laptop-Dark

Strong Passwords/Phrases and Account Protection

By Insurance News Editor / May 5, 2021 /

In honor of World Password Day on Thursday, May 6, 2021, the FBI is encouraging the public to strengthen their passwords/phrases and account protection. Passwords are used for everything; we use them for our phones, computers, email, even financial information. Unfortunately, many use the same simple passwords, like 1234 or Password1, for multiple accounts. Simple…

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