Navigating the Ongoing Home Insurance Crisis

Homeowners in New York are facing rising insurance premiums, which have increased by 19% due to heightened risks from climate change, particularly in flood-prone areas.
Insurance companies are reducing coverage or exiting high-risk markets, leaving fewer options for homeowners, especially those in coastal regions.
Stricter renewal processes now require more documentation and proof of home maintenance, further complicating the renewal process.
State-backed solutions like the FAIR Plan are being considered to help those struggling to secure coverage.
Coughlin Insurance offers tailored solutions to help homeowners manage rising costs and stay insured.