Umbrella Insurance for Injury and Property Liability Summary

Helpful Facts

  • Bodily injury liability covers medical costs when someone is hurt on your property.
  • Property damage liability covers damages caused to another person’s property by you or your family.
  • Umbrella insurance adds extra protection beyond your standard policy limits for both injury and property damage claims.
  • Umbrella Insurance also helps cover legal fees if you are sued.
  • This insurance is especially useful for homeowners with high-risk factors like pools or frequent guests.
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