The Auto Insurance Crisis: 2024 Updates

The Auto Insurance Crisis: 2024 Updates

October 29, 2024

As 2024 comes to a close, rising premiums and evolving regulations shape the auto insurance landscape in New York and the U.S. Whether you’re a homeowner, car owner, or concerned individual, it’s crucial to understand the current auto insurance crisis. This knowledge will help you make informed decisions about your coverage. Auto insurance premiums have…

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Navigating the Ongoing Home Insurance Crisis

Navigating the Ongoing Home Insurance Crisis

October 25, 2024

The ongoing home insurance crisis is hitting New York hard, with rising premiums and fewer coverage options due to increasing risks like floods and storms. For New York homeowners, navigating this shifting landscape is essential to ensure their homes stay protected. New Developments in the Home Insurance Crisis As we move further into 2024, New…

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Cybersecurity Awareness Month: Best Practices for Food Businesses

Cybersecurity Best Practices for Food Businesses

October 20, 2024

As technology continues to play a critical role in improving operations and streamlining supply chains, food importers and exporters face increasing risks of cyber threats. It’s always a good time for executives in the food industry to evaluate their cybersecurity strategies and ensure their businesses are protected against the latest threats. Proactively assessing and updating…

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Rising Product Recalls: Protect Your Business with Recall Insurance

Rising Product Recalls: Protect Your Business with Recall Insurance

October 15, 2024

Product recalls are high-stakes events that can threaten the foundation of a business. From foodborne illness outbreaks to allergen mislabeling, recalls in the import and export sectors are on the rise, with the FDA and USDA reporting significant recall events throughout 2024. For executives managing food distribution and handling, product recall insurance offers essential protection,…

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Umbrella Insurance: Extra Protection for Drivers

Umbrella Insurance: Extra Protection for Drivers

October 10, 2024

The risk of distracted driving, especially texting while driving, is growing, leading to higher accident rates and larger financial liabilities for drivers. Courts are awarding substantial settlements in distracted driving lawsuits, which can exceed the limits of traditional auto liability insurance. This is where umbrella insurance becomes essential for protecting your assets. But what is…

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Umbrella Insurance for Pet Owners: Essential Liability Protection

Umbrella Insurance for Pet Owners: Essential Liability Protection

October 1, 2024

As pet owners, we cherish our furry companions, but pets can sometimes cause accidents. Even well-behaved pets may create financial liability. Dog bites, property damage, or other accidents involving pets can lead to costly claims. Umbrella insurance offers an additional layer of protection beyond your standard homeowners or renters insurance. This protection is crucial in…

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Cybersecurity Awareness Month: What Food Business Owners Need to Know

Cybersecurity Awareness Month: What Food Industry Professionals Need to Know

September 30, 2024

As restaurants and food businesses increasingly rely on digital tools for operations, the rise of cyber threats has become a growing concern. October marks Cybersecurity Awareness Month, a critical time for food industry professionals to evaluate their cybersecurity measures and take steps to safeguard against the growing landscape of cybercrime. With cybercrime expected to cost…

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Protect Your Home: Umbrella Insurance for Injury and Property Liability

Protect Your Home: Umbrella Insurance for Injury and Property Liability

September 25, 2024

Accidents happen, often when we least expect them. Whether it’s a slip-and-fall on your property or accidentally damaging someone else’s belongings, the costs associated with liability claims can quickly add up. This is where bodily injury liability and property damage liability become essential protections under your homeowners or renters insurance. However, for more significant claims,…

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Exterior of a burned-out building with charred signage and stacks of wooden pallets in front, reflecting damage and aftermath of a fire.

Prepare Your Warehouse: Essential Updates for Hurricane Season Readiness

September 15, 2024

As the hurricane season approaches, executives in the food importing and exporting business must prioritize hurricane season preparedness. Ensuring your warehouse is disaster-proof is not only vital for protecting your assets but also for maintaining business continuity. This article covers essential updates and strategies to prepare your warehouse for the upcoming hurricane season. Warehouse Hurricane…

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Front view of the U.S. Supreme Court building with an American flag waving in the foreground, symbolizing justice, law, and patriotism.

Litigation Funding: Driving the Cost of Liability Insurance

September 1, 2024

In the competitive world of food importing and exporting, managing legal risks is crucial for maintaining business continuity and financial stability. One emerging solution that is transforming the landscape of liability insurance is litigation funding. This innovative approach provides businesses with the financial support needed to handle legal disputes without straining their resources. In this…

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Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661
Tel: (914) 834-1234 Tel: (212) 593-0200

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