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How Food Industry Associations Help Companies Reduce Risk, Improve Compliance, and Strengthen Insurance Programs

By Julian / September 8, 2026 / Comments Off on How Food Industry Associations Help Companies Reduce Risk, Improve Compliance, and Strengthen Insurance Programs

Running a food business today means operating under a compliance burden that grows with every regulatory update, every supply chain partner added, and every new market entered. The Food Safety Modernization Act reshaped what the FDA expects from manufacturers, importers, and distributors. The Food Traceability Rule that took effect in 2026 added documentation requirements that…

How One Product Recall Can Impact an Entire Food Supply Chain

By Julian / August 20, 2026 / Comments Off on How One Product Recall Can Impact an Entire Food Supply Chain

A produce distributor in the mid-Atlantic receives a call on a Wednesday morning. The FDA has identified a Listeria contamination risk linked to a brand of packaged salad greens. The distributor carries the product. So does every retail account in their network. Within hours, they are coordinating with eight grocery chains to pull product, fielding…

Cyber Liability Insurance: How Food Companies Face Unique Digital Threats

By Julian / August 10, 2026 / Comments Off on Cyber Liability Insurance: How Food Companies Face Unique Digital Threats

Food companies have become one of the most actively targeted sectors in ransomware campaigns. The reason is straightforward: food businesses run on time-sensitive operations, hold significant inventory value, and depend on interconnected technology systems that cannot go dark without immediate, measurable consequences. When a manufacturer’s production system locks up or a distributor’s order management software…

The Hidden Insurance Gaps That Food Importers Discover Too Late

By Julian / July 23, 2026 / Comments Off on The Hidden Insurance Gaps That Food Importers Discover Too Late

The call comes in on a Thursday afternoon. A shipment of imported olive oil arrived at the distribution center with clear signs of temperature deviation. The product is unsaleable. The importer files a cargo claim and waits. A week later, the claim is partially denied: the policy has a temperature excursion exclusion for delays caused…

Cyber Risk in the Food Supply Chain: What an Attack Actually Costs a Food Business

By Insurance News Editor / July 8, 2026 / Comments Off on Cyber Risk in the Food Supply Chain: What an Attack Actually Costs a Food Business

It is 6 a.m. on a Tuesday. Your logistics coordinator logs in to check the status of three inbound reefer shipments scheduled to clear customs by noon. The screen loads, then freezes. The platform is locked. The carrier contact database is inaccessible. The temperature monitoring dashboard that should be showing live readings from your containers…

Cargo Theft Is Rising: How Food Shippers Can Protect High-Demand Loads in Transit

By Insurance News Editor / June 3, 2026 / Comments Off on Cargo Theft Is Rising: How Food Shippers Can Protect High-Demand Loads in Transit

Cargo theft is not a fringe concern for food shippers. It is a growing operational and financial risk that cost the U.S. supply chain an estimated $223 million in reported losses in a single recent year — and industry analysts consistently note that reported figures represent a fraction of what actually occurs. Food and beverages…

Temperature Excursions in Transit: How to Reduce Spoilage Losses and Strengthen Claims Documentation

By Insurance News Editor / May 22, 2026 / Comments Off on Temperature Excursions in Transit: How to Reduce Spoilage Losses and Strengthen Claims Documentation

A temperature excursion does not always announce itself. By the time a load of frozen protein arrives at its destination two degrees above threshold, or a refrigerated truck suffers a compressor failure somewhere on I-80, the product loss is already locked in. What happens next — how quickly you respond, what you document, and how…

Vendor Insurance Requirements for Food Businesses: COIs, Additional Insured, and Contract Must-Haves

By Insurance News Editor / May 6, 2026 / Comments Off on Vendor Insurance Requirements for Food Businesses: COIs, Additional Insured, and Contract Must-Haves

Running a food business means trusting a lot of people with your product and your reputation. Your co-packer handles your formula. Your sanitation crew walks your facility floor. Your carrier hauls product worth thousands of dollars across state lines. And if any one of them causes a contamination event, a property loss, or a personal…

Cold Storage Risk: What Food Companies Should Verify Before Using a 3PL Warehouse

By Insurance News Editor / April 18, 2026 / Comments Off on Cold Storage Risk: What Food Companies Should Verify Before Using a 3PL Warehouse

A single equipment failure in a cold storage facility — a malfunctioning compressor, a faulty sensor, a power interruption that goes undetected overnight — can spoil millions of dollars’ worth of perishable inventory. For food companies, that loss doesn’t just show up on a balance sheet. It disrupts supply chains, strains retailer relationships, and, depending…

When Imports Fail Testing: MRLs, Pesticide Residues, and the Recall Ripple Effect

By Insurance News Editor / March 30, 2026 / Comments Off on When Imports Fail Testing: MRLs, Pesticide Residues, and the Recall Ripple Effect

The shipment cleared customs. It passed your supplier’s internal checks. It was in distribution before anyone flagged a problem. Then the FDA notification arrived. For food importers, a failed pesticide residue test or MRL violation isn’t just a regulatory headache. It’s a financial event that can affect multiple links in the supply chain simultaneously. The…