Protecting businesses in Westchester, NY,
and the greater Metro area.
No matter your industry, if you want to cover risks which affect almost any business, you need General Liability insurance. It’s the most common insurance for small businesses and self-employed professionals.
If you or your employees are involved in an accident, Commercial Auto insurance will protect your business from unexpected expenses, no matter whether you’re driving a single work truck or a small fleet of delivery vehicles.
Most states require you to purchase Workers’ Comp coverage in the event you or a worker experiences a workplace injury. It can help cover expenses for medical treatment, lost wages, and
other costs.
Contractors Equipment insurance provides financial help to protect equipment you own. If they're stolen, lost or damaged, this coverage will get you back to work fast by paying for replacements or repairs.
Large or small, every business runs on technology, which means you face cyber risks. Cyber Liability insurance provides your business with coverages to help protect you from data breaches and other cyber security issues.
EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. These claims impact all sizes of organizations and your company is not immune to such lawsuits.
Product Liability insurance can help protect you if your business faces a lawsuit from the fallout that occurs in the event your product causes injury or other damage to third parties, even if a product is used incorrectly.
Professional Liability insurance (E&O) provides protection from unexpected expenses if you’re accused of a professional mistake. It also protects your business against civil lawsuits and negligence claims.
Whether you own your free standing building, lease an office or work at home, Commercial Property insurance protects your business' physical assets such as the building, its contents and any outdoor fixtures.
Credit insurance protects businesses from non-payment of commercial debt. It makes sure invoices will be paid and allows companies to reliably manage the commercial and political risks of trade that are beyond their control.
Check with us to review the type of insurance coverage available to mitigate the cost that riots, civil disturbances, and acts of vandalism can cause to your business and trigger income losses.
A Cyber Crime policy covers the direct loss of your funds that are directly due to external operators misappropriating or misusing confidential information.
How would you keep your business afloat if you were forced to temporarily close? Business income (interruption) coverage can help replace income during the period of restoration.
Directors and Officers (D&O) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or organization.
Errors and Omissions insurance (E&O) is a type of professional liability insurance that protects companies, their workers, and other professionals against claims of inadequate work or negligent actions.
A Commercial Umbrella policy adds an additional layer of protection to help safeguard your assets in the event you’re faced with the catastrophic impact of a large claim or lawsuit.
Surety Bonds are designed to guarantee performance in the face of a set of particular risks. Surety Bonds help small businesses win contracts by providing the customer with a guarantee that the work will be completed.
Pollution Liability insurance policies cover claims from third parties against bodily injury and property damage caused by hazardous waste materials released during a company's business operations.
Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661
Tel: (914) 834-1234 Tel: (212) 593-0200
