Let us help you protect the buildings you are constructing.
Builders Risk Insurance
Like every construction project you work on, a Builders Risk is equally unique providing different coverages for differing risks. While you can protect your construction projects from certain kinds of property damage, a Builders Risk policy can also help you cover additional soft costs, or expenses not directly related to construction, if property damage causes a delay, like lost sales, rental income, additional interest on loans, and real estate taxes.
Protects Properties Against
- Fire
- Lightning
- Hail
- Explosions
- Theft
- Vandalism
- Acts of God, like hurricanes
Who Needs It?
- Property owner
- General contractor
- Subcontractors
- Lender
- Architects
- Any person or company with a financial interest in the construction project
What Does It Cover?
- Buildings and structures under construction
- Materials
- Supplies
- Equipment on site, in transit or at other locations
Coverage for Soft Costs
- Lost sales
- Rental income
- Additional interest on loans
- Real estate taxes
Customize with Added Coverages
- Scaffolding
- Construction forms
- Temporary structures
- Debris removal and disposal in the event of a loss
- Pollutant cleanup
Excluded Coverages
- Earthquakes, floods, wind or beach zones
- Wear and tear
- Acts of terrorism and war
- Employee theft
- Rust and corrosion
- Mechanical breakdowns
- Damage due to faulty design
- Planning
- Workmanship and materials
- Engineers
Interested in an insurance proposal at no obligation or cost?
Need more business insurance coverages?
General Liability Insurance | Business Auto Insurance | Workers' Comp Insurance
Contractors Equipment Insurance | Cyber Liability Insurance | Employment Practices Liability Insurance
Product Liability Insurance | Professional Liability Insurance | Commercial Property Insurance
Credit Insurance | Crime, Riots, and Civil Disorder | Cyber Crime
Business Interruption Insurance | Directors and Officers Insurance | Commercial Umbrella Insurance
Surety Bonds | Pollution Liability Insurance
Coughlin Insurance Services, Inc.
178 Myrtle Boulevard, Floor 2, Larchmont, NY 10538
Toll Free : (800) 542-0661
Tel: (914) 834-1234 Tel: (212) 593-0200
